Rarely available private waterfront two story Estate home in the most Exclusive & Desired Guard Gated community Monterra overlooks a serene lake where you can enjoy extra privacy and tranquility all day long. This bright Montecito model features an open floorplan with sweeping 11 FT ceilings, a formal entry living & dining room, Guest Suite, brand new Chef's Kitchen & Family room on the first floor. Huge Owner's Suite with custom walk-in closets, generous sized bedrooms & convenient laundry room upstairs. Refer to feature list for $100k upgrades. Resort style amenities including 10,000 sq FT Clubhouse w/pool, walking trails, tennis, basketball courts, fitness centre, playgrounds, dog parks etc. HOA's only $175/year. Best Public schools (A+) in County.